Dear Brother Knights:
According to the website Funeral-Tips.com the average cost of a traditional funeral is a little over $10,000. Funeral costs are only a portion of one's final expenses. Other expenses to be considered such as debt repayment, legal fees, and medical co-pay costs are extra.
You may plan on using personal savings or investments to cover these costs; however, in many cases those funds are not immediately available due to probate and may be taxable. There are ways to economize on actual funeral expenses; but again, the funeral is often just a component of one's final expenses.
The Knights of Columbus offer a solution to final expense planning. Our solution pays out more than a dollar (often many dollars) for every dollar paid; additionally it avoids probate and is paid out tax-free to your named beneficiaries. Our solution has a guaranteed payout, guaranteed fixed cost, and is designed to last the entire life of the person it is covering. The solution the Knights of Columbus offer is Whole Life Insurance.
There are many types of life insurance available from many companies; however, Whole Life Insurance is the only product that is guaranteed to last for the entire life of the insured as long as premiums due are paid, with a fixed price and a guaranteed payout. Only the Knights of Columbus Insurance provides superior financial strength, support for the Church and other charities and is designed solely "for the financial benefit of our members and their beneficiaries". Some of the Whole Life Insurance the Knights offer require little or no medical underwriting and is available to any member and his spouse who are under the age of 75 years old.
When you contact me we will complete your Family Service Record and discuss your plan for your final expenses. If you have a plan already in place we also need to note that so I can help your family when that need arises. I can be reached at 641-660-1341 or paul.falck@kofc.org <mailto:paul.falck@kofc.org>.
God Bless,
Paul Falck
Field Agent
